Broker Check

Contingency Planning

The probability that you or your spouse will require home health care or nursing home assistance, or suffer a disabling injury or illness is greater than you might think. Here are the facts:

  • Agriculture ranks among the most hazardous industries —as farmers are at very high risk for fatal and nonfatal injuries.
  • 70% of people turning age 65 can expect to use some form of long-term care during their lives.2
  • 18.6 million Americans suffered medically consulted injuries – 4.8 million on the job and 13.8 off the job.3
  • A medically consulted injury occurs every 3 seconds in public places (excluding motor vehicle injuries,
    which occur every seven seconds).4


2 Employee Benefit Research Institute and Matthew Greenwald Associates, Inc. “2017 Retirement Confidence Survey.”
3 “Medicare and You 2015,” www.Medicare.gov, 2015.
4 National Safety Council, “Injury Facts,” 2015 edition.